Checking & Savings Accounts
Hodge Bank & Trust Company offers a wide variety of accounts to meet the needs of individuals and businesses. Please contact us at 318-259-7362 for additional information or interest rates.
Regular Checking
- Minimum Opening Balance - $100.00
- Balance required to avoid service charge - $500.00
- Monthly maintenance fee $5.00 if at any time during the statement period the balance falls below $500.00
- Unlimited ATM/Debit Card usage
Now Accounts
- Minimum Opening Balance - $1,000.00
- Minimum balance required to avoid service charge - $1,000.00
- Monthly maintenance fee - $5.00 plus $.10 per check charge if balance falls below $1,000.00
- Interest compounded and credited monthly
- Call for current rate
Super-Now Accounts
- Minimum Opening Balance - $2,500.00
- Minimum balance required to avoid service charge - $2,500.00
- Monthly maintenance fee - $8.00 plus a $.10 per check charge if the balance falls below $2,500.00; interest rate and APY reverts to a NOW Account
- Interest compounded and credited monthly
- Call for current rate
Money Market Account
- Minimum Opening Balance - $2,500.00
- Minimum balance required to avoid service charge - $2,500.00
- Monthly maintenance fee - $8.00 if balance falls below $2,500.00; interest rate and APY reverts to NOW Account
- Pre-authorized withdrawals/transfers limited to 6 per month. Only 3 of these may be to a third party. $5.00 charge per each withdrawal/transfer over three.
- Interest compounded and credited monthly
- Call for current rate
Passbook Savings
- Minimum Opening Balance - $50.00
- Minimum balance required to avoid service charge - $50.00
- Interest compounded and credited quarterly
- 3 withdrawals allowed per quarter; $1.00 per additional withdrawal
- Pre-authorized withdrawals/transfers limited to 6 per month. Only 3 of these may be to a third party.
- Call for current rate
Christmas Club
- Minimum Opening Balance - $5.00
- No maintenance fee
- Check for entire balance mailed in November
